Assurance pour les livreurs avec Uber

The commercial auto insurance that Uber maintains on your behalf when you’re on a delivery trip by car in Ontario is provided by Economical Insurance. That insurance includes the following protection in case a covered accident occurs between accepting a delivery and reaching the delivery destination:

$2 million liability coverage: Covers your liability to third parties from the moment you accept a delivery request on the Uber platform until its conclusion.

$2 million of uninsured/underinsured motorist coverage: Protects you for injuries caused by a hit-and-run driver, an uninsured driver, or a driver without sufficient insurance.

Contingent collision and comprehensive coverage: Covers loss or physical damage to your vehicle up to the actual cash value of the vehicle with a $2,500 deductible. This coverage only applies if the vehicle is also insured for collision and comprehensive coverage on your personal auto policy.

Statutory Ontario Accident Benefits

In addition, Uber maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a delivery request. When applicable, the insurance provides $1 million of third-party liability coverage and uninsured/underinsured motorist coverage along with all of the other coverages listed above.

The certificate of insurance and link to the policy itself can be found here.

Uber maintains auto insurance on behalf of Quebec delivery drivers. That insurance is provided by Economical Insurance and includes the following protection in case of a covered accident:

$1 million civil liability coverage per incident: Covers your civil liability to third parties from the moment you log in to the Uber app until the moment you log off.

Contingent coverages: Insures loss or physical damage to your vehicle if you have the coverage on your own personal auto policy. The coverage and deductible payable by you are those included in your personal auto policy.

The certificate of insurance and link to the policy itself can be found here: English and French.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

$2 million of third-party liability coverage per incident: This insures a delivery driver's liability to third parties from the moment a driver accepts a delivery request on the Uber platform until its conclusion for a covered accident.

Alberta Statutory Accident Benefits

Uninsured motorist coverage per incident: If another motorist causes an accident with a delivery driver's vehicle and that motorist doesn’t carry insurance or cannot be identified, this policy insures bodily injury to all occupants of the vehicle involved in a covered accident.

Collision and Comprehensive Coverage: This insures covered loss or physical damage to the delivery driver's vehicle up to the actual cash value of the vehicle with a $2,500 deductible.

In addition, Uber maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a delivery request. When applicable, the insurance provides $1 million of third-party liability coverage and uninsured/underinsured motorist coverage along with all of the other coverages listed above.

The certificate of insurance and link to the policy itself can be found here.

When you’re on a delivery in a car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

$2 million of liability: This insurance policy insures a delivery driver's liability to third parties from the moment a delivery driver accepts a delivery request on the Uber platform until its conclusion for a covered accident. This policy takes precedence over any personal auto coverage.

Statutory Nova Scotia Accident Benefits

Uninsured motorist coverage per incident: $2 million of Uninsured Automobile Coverage protects vehicle occupants who are injured in a covered accident by a hit-and-run driver, an uninsured motorist, or an inadequately insured motorist. It also insures covered damage to your vehicle caused by an identified uninsured driver.

Direct Compensation – Property Damage Coverage: This statutory insurance pays for covered repairs to a driver’s vehicle, as well as related expenses, in the event of an accident that is not entirely the driver’s fault.

Contingent Collision and Comprehensive: This insures covered loss or physical damage to the rideshare driver’s vehicle up to the actual cash value of the vehicle with a $2,500 deductible. This coverage only applies if the vehicle is also insured for collision and comprehensive coverage on the auto policy of the vehicle owner when not used for delivery.

In addition, Uber maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a delivery request. When applicable, the insurance provides $1 million of third-party liability coverage and uninsured/underinsured motorist coverage along with all of the other coverages listed above.

The certificate of insurance and link to the policy itself can be found here.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

$2 million of third-party liability coverage per incident: This insures a delivery driver's liability to third parties from the moment a driver accepts a delivery request on the Uber platform trip until its conclusion for a covered accident.

Uninsured motorist coverage per incident: $2 million of Uninsured Automobile Coverage protects vehicle occupants who are injured in a covered accident by a hit-and-run driver, an uninsured motorist, or an inadequately insured motorist. It also insures covered damage to your vehicle caused by an identified uninsured driver.

Contingent Collision and Comprehensive: This insures covered loss or physical damage to the rideshare driver’s vehicle up to the actual cash value of the vehicle with a $2,500 deductible. This coverage only applies if the vehicle is also insured for collision and comprehensive coverage on the auto policy of the vehicle owner when not used for delivery.

In addition, Uber maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a delivery request. When applicable, the insurance provides $1 million of third-party liability coverage and uninsured/underinsured motorist coverage along with all of the other coverages listed above.

The certificate of insurance and link to the policy can be found here English and French.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

$2 million of third-party liability coverage per incident: This insures a delivery driver's liability to third parties from the moment a driver accepts a delivery request on the Uber platform until its conclusion for a covered accident.

Uninsured motorist coverage per incident: $2 million of Uninsured Automobile Coverage protects vehicle occupants who are injured in a covered accident by a hit-and-run driver, an uninsured motorist, or an inadequately insured motorist. It also insures covered damage to your vehicle caused by an identified uninsured driver.

Contingent Collision and Comprehensive: This insures covered loss or physical damage to the rideshare driver’s vehicle up to the actual cash value of the vehicle with a $2,500 deductible. This coverage only applies if the vehicle is also insured for collision and comprehensive coverage on the auto policy of the vehicle owner when not used for delivery.

In addition, Uber maintains commercial auto insurance on your behalf during the time that you are available through the Uber app but have not yet accepted a delivery request. When applicable, the insurance provides $1 million of third-party liability coverage and uninsured/underinsured motorist coverage along with all of the other coverages listed above.

The certificate of insurance and link to the policy can be found here.

Les chauffeurs en Colombie-Britannique bénéficient d'une assurance automobile publique. La plupart des polices d'assurance automobile personnelle de base de Insurance Corporation of British Columbia (ICBC) autorisent jusqu'à 6 jours par mois d'utilisation commerciale. Ceci devrait être indiqué sur votre certificat de propriétaire. Si vous êtes actif sur Uber Eats plus de 6 jours par mois, vous devez contacter votre courtier d'assurance automobile ou visiter le site Web de l'ICBC pour obtenir une couverture commerciale.

Si vous avez des couvertures facultatives (c.-à-d., au-delà de la couverture de base Basic Autoplan), vous devez contacter votre courtier d'assurance automobile ou visiter le site Web de l'ICBC pour consulter les conditions de votre police et déterminer si une couverture supplémentaire est requise. Vous avez la responsabilité de vous assurer d'avoir une couverture d'assurance qui répond aux exigences obligatoires ainsi qu'à vos besoins de protection.

Les chauffeurs en Saskatchewan bénéficient d'une assurance automobile publique. Votre couverture d'assurance responsabilité automobile de base s'applique pendant que vous effectuez des livraisons. Si vous avez des questions concernant votre couverture actuelle ou si vous souhaitez souscrire une assurance automobile supplémentaire, vous devez contacter votre courtier d'assurance automobile ou visiter le site Web de SGI Canada pour consulter les conditions de votre police et déterminer si une couverture supplémentaire est requise. Vous avez la responsabilité de vous assurer d'avoir une couverture d'assurance qui répond aux exigences obligatoires ainsi qu'à vos besoins de protection.

Les chauffeurs au Manitoba bénéficient d'une assurance automobile publique. La plupart des polices d'assurance automobile personnelle de la Société d'assurance publique du Manitoba (SAPM) pour les voitures à tarif universel autorisent jusqu'à 4 jours par mois d'utilisation commerciale. Ceci devrait être indiqué sur votre certificat de propriétaire. Si vous êtes actif sur la plateforme Uber plus de 4 jours par mois, vous devez contacter votre courtier d'assurance automobile ou visiter le site Web de la SAPM pour obtenir une couverture commerciale.

Si vous avez des couvertures facultatives (c.-à-d., au-delà de la couverture automobile de base), vous devez contacter votre courtier d'assurance automobile ou visiter le site Web de la SAPM pour consulter les conditions de votre police et déterminer si une couverture supplémentaire est requise. Vous avez la responsabilité de vous assurer d'avoir une couverture d'assurance qui répond aux exigences obligatoires ainsi qu'à vos besoins de protection.

Livreurs à vélo, à vélo électrique, en trottinette électrique et à pied

Uber souscrit une assurance au nom des livreurs qui utilisent l'app Uber au Canada pour livrer à vélo, à vélo électrique, en trottinette électrique et à pied. Si vous' utilisez un vélo, un vélo électrique ou une trottinette électrique pour effectuer une livraison, ou si vous' livrez à pied, vous profitez d'une protection en cas de blessures corporelles couvertes survenant pendant la livraison, entre le moment où vous vous rendez au restaurant pour ramasser une commande et celui où vous atteignez l'adresse de livraison. Le tableau de couverture se trouve ici.

Livreurs avec Uber

Vous demeurez responsable du maintien de votre propre assurance automobile afin de profiter d'une protection lorsque vous utilisez votre véhicule pour un usage personnel.