Delivery driver insurance

The commercial auto insurance that Uber maintains on your behalf when you’re on a delivery trip by car in Ontario is provided by Economical Insurance. That insurance includes the following protection in case a covered accident occurs between accepting a delivery and reaching the delivery destination:

• Offline: No coverage
• Period 1: $1,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)

The certificate of insurance and link to the policy itself can be found here.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy.

Uber maintains auto insurance on behalf of Quebec delivery drivers. That insurance is provided by Economical Insurance and includes the following protection in case of a covered accident:

• Offline: No coverage
• Period 1: $1,000,000 Civil Liability, Contingent Collision and upset, and all perils other than collision or upset coverage* (subject to applicable deductible)
• Periods 2 & 3: $1,000,000 Civil Liability, Contingent Collision and upset, and all perils other than collision or upset coverage* (subject to applicable deductible)

The certificate of insurance and link to the policy itself can be found here: English and French.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy (variable limits, deductibles and benefits depending on underlying coverage).​

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

• Offline: No coverage
• Period 1: $1,000,000 Third Party Liability, Standard Accident Benefits (Note: Your personal car insurance coverage applies first in Period 1, but back-up coverage may be available through the commercial policy)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits, Collision and Comprehensive Coverage (subject to $2,500 deductible)

The certificate of insurance and link to the policy itself can be found here.

When you’re on a delivery in a car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

• Offline: No coveragePeriod 1: $1,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits. Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)

The certificate of insurance and link to the policy itself can be found here.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

• Offline: No coverage
• Period 1: $1,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)

The certificate of insurance and link to the policy can be found here English and French.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

• Offline: No coverage
• Period 1: $1,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)

The certificate of insurance and link to the policy can be found here.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

• Offline: No coverage
• Period 1: $1,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits. Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)

The certificate of insurance and link to the policy can be found here.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

• Offline: No coverage
• Period 1: $1,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits. Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)

The certificate of insurance and link to the policy can be found here.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy.

When you’re on a delivery by car, your liability to third parties is insured by a $2 million insurance policy for a covered accident. The coverage is provided by Economical Insurance and includes:

• Offline: No coverage
• Period 1: $1,000,000 Third Party Liability, Standard Accident Benefits, Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)
• Periods 2 & 3: $2,000,000 Third Party Liability, Standard Accident Benefits. Contingent Collision and Comprehensive Coverage* (subject to $2,500 deductible)

The certificate of insurance and link to the policy can be found here.

*Contingent Collision and Comprehensive Coverage is only available under the Commercial policy to participating drivers with Uber who carry this coverage on their personal automobile insurance policy.

Drivers in British Columbia are afforded public auto insurance. Most basic personal ICBC auto-insurance policies permit up to 6 days per month of commercial use. This should be indicated on your owner’s certificate. If you are active on the Uber platform for more than 6 days per month, you will need to contact your auto-insurance broker or visit the ICBC website to obtain business coverage.

If you have optional coverages (i.e., above the basic Autoplan coverage), you should contact your auto-insurance broker or visit the ICBC website to see what is allowed under your policy and if additional coverage is needed. You are responsible for ensuring that you have insurance coverage that meets compulsory requirements as well as your own coverage needs.

Drivers in Saskatchewan are afforded public auto insurance. Your basic auto liability coverage applies while you are making deliveries. If you have any questions about your current coverage or are interested in purchasing additional auto insurance, you should contact your auto-insurance broker or visit the SGI Canada website to see what is allowed under your policy and if additional coverage is required. You are responsible for ensuring that you have insurance coverage that meets compulsory requirements as well as your own coverage needs.

Drivers in Manitoba are afforded public auto insurance. Most personal MPI auto-insurance policies for all-purpose passenger vehicles permit up to 4 days per month of commercial use. This should be indicated on your owner’s certificate. If you are active on the Uber platform for more than 4 days per month, you will need to contact your auto-insurance broker or visit the MPI website to obtain business coverage.

If you have optional coverages (i.e., above the basic level of coverage), you should contact your auto-insurance broker or visit the MPI website to see what is allowed under your policy and if additional coverage is needed. You are responsible for ensuring that you have insurance coverage that meets compulsory requirements as well as your own coverage needs.

Bicycles, e-bikes, e-scooters, and on-foot delivery people

Uber maintains insurance on behalf of delivery people while making a delivery on the Uber app in Canada via bicycles, e-bikes, e-scooters, and while on foot. If you're using a bicycle, e-bike, or e-scooter, or you're an on-foot delivery person, you are insured for covered personal injuries that occur on a trip while you are on the way to the restaurant for a pickup and to the delivery destination for a dropoff. The Schedule of Coverage can be found here.¹

Delivery drivers

You remain responsible for maintaining your personal auto insurance to provide coverage when you are using your vehicle for personal use.