In the event of an accident during a trip, you and your passengers are protected by this policy. The policy covers civil liability and, in certain circumstances, loss or damage to the vehicle.
This insurance coverage includes:
$1 million civil liability coverage per incident: This covers a ridesharing driver’s civil liability to third parties from the moment a driver logs onto the Uber app until the moment the driver logs off.
Contingent Coverages: Coverage is provided for collision and upset, all perils other than collision and upset, travel expenses and value of damage, if the driver has the coverage on his/her own personal auto policy. The coverage and deductible payable by the driver are those included in his/her personal auto policy.
Driver partners remain responsible for maintaining their personal lines of insurance, which provide coverage when the driver is using their vehicle for personal use.
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