We want you to have peace of mind even when the unexpected happens. When you drive or deliver with Uber, we maintain auto insurance on your behalf. By teaming up with top national auto insurance companies, we’re continuing our commitment to keep you covered and help you feel protected on the road ahead.
Changes from one insurer to another
Every year we renew the commercial auto insurance maintained on your behalf, and this year the insurance carrier in your state may have changed. Use the map below or the Insurance hub in the Driver app to see which carrier insures you while you drive or deliver with the Uber platform.
When you are insured1
From the moment you tap GO to wait for a trip request, to while you’re driving to pick up a rider or goods, and until the trip ends, you’re insured as a driver or delivery person.
Insurance coverage while driving with Uber
Find out more about the coverage provided in your state
What to do if you’re involved in a crash
If you’re involved in a crash while driving with Uber, you can report it to Uber first. Our claims support team will guide you through the claims process. There’s no need to report to your personal insurance company.
Get support here.
|1This applies to drivers who operate under the transportation network company model using their personal vehicles. This does not apply to drivers who are commercially licensed and operating with the Driver app using a limousine, livery vehicle, black car, or private-hire vehicle. This does not apply to drivers who are commercially licensed and insured, and operating with the Driver app using a limousine, livery vehicle, black car, private-hire vehicle, or vehicle licensed by the New York City TLC.|
2We maintain automobile liability insurance on your behalf if you do not maintain applicable insurance of at least this amount.
3Uninsured/underinsured motorist bodily injury coverage varies by state and is only available for passenger trips.
4Pays for covered damage to your vehicle as long as you have personal insurance that includes comprehensive and collision coverage for that vehicle to cover you while you’re not on the Driver app.
Note: Additional coverage will be provided where required by state and local laws. At least this much auto insurance is maintained in all US states for drivers while operating personal vehicles under the transportation network company model on the Driver app.