Uber has partnered with IndusInd General Insurance Company Limited to provide you with an option to insure your Uber trips* at just INR 3 per trip.
The insurance cover will have the following benefits:
Benefits | Coverage | |
Personal Accident -Accidental Death** | up to INR 10,00,000 | |
Personal Accident – Disablement** | up to INR 7,50,000 | |
Emergency Medical Expenses for Injury- Inpatient | up to INR 2,00,000 | |
OPD treatment due to injury | up to INR 10,000 Part of Emergency Medical expenses for Injury | |
Missed Flight Connection (Domestic and International Travel) | up to INR 7,500 | |
Daily Allowance in case of hospitalisation due to injury*** | up to INR 1,000 /day (max up to 7 days) | |
Emergency Evacuation | up to INR 15,000 |
Click here to know more about the benefits, deductibles, exclusions, terms and conditions
* applicable to eligible rides only
** deductibles of INR 100 apply
*** deductible of 24hrs applies
Here is how you can Opt-In for insurance
Account > Settings > Scroll down “Rider insurance” > Toggle On Rider Insurance > Confirm Opt-In
Here is how you can Opt-Out from insurance
Account > Settings > Scroll down “Rider insurance” > Toggle On Rider Insurance > Confirm Opt-Out
- FAQs
Q How much will I have to pay for the Insurance? A You would have to pay an amount of INR 3 (inclusive of 18% GST) for each eligible ride in India. This would get added to the fare once you enroll. You can opt out from this at anytime Q How can I Opt-in for Rider insurance? A You can Opt-in anytime on your Uber App by navigating to Account > settings > Trip preferences > Rider Insurance. Your insurance coverage will be active from the next eligible ride you take on Uber Q How can I Opt-out from rider insurance ? A You can opt-out anytime on your Uber App by navigating to Account > settings > Trip preferences > Rider Insurance. You will not have insurance coverage from the next ride you take on Uber until you enroll again Q How can I make a claim in case of an unfortunate event? A You can use this link to make a claim against your insurance cover.
Alternatively, you can raise a ticket through the Uber App by following the steps below
Select activity > Select trip > Report safety issue > Select “I was involved in an accident” > Fill FormQ What are the other T&Cs for Rider insurance? A You can refer to this link for detailed T&Cs. Q Is Uber an insurance company? A No, Uber is not an authorised insurance company, insurance broker or other insurance intermediary. Rider insurance is provided by Reliance General Insurance Company. It is recommended that you source your own advice when purchasing any insurance. Q Are all rides eligible for insurance? A All Uber rides except Uber Rentals, Uber Intercity, Uber for Business and Uber Connect trips are eligible for insurance. Q I am already enrolled into Rider Insurance. If I opt-out while on an Uber ride, will my current trip fare include an Insurance Fee ? A If you are enrolled in Rider insurance at the beginning of an eligible Uber ride and opt-out during the trip, your current trip will be insured and insurance fee will be added to your fare.You will not be insured from your next eligible trip unless you enroll back in to Rider Insurance. Q I am not enrolled into Rider Insurance. If I opt-in while on an Uber ride, will my current trip fare include an Insurance Fee ? A If you are not enrolled in Rider insurance at the beginning of an eligible Uber ride and opt-in during the trip, your current trip will NOT be insured and insurance fee will be NOT added to your fare.You will be insured from your next eligible trip unless you opt-out from Rider Insurance.
Uber India