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Vehicle insurance

Affordable vehicle cover

We have partners with VUM, OUTsurance, and MiWay to bring you the best commercial insurance deals available for your vehicle. Ensuring that your vehicle is properly covered means you don't have to worry.

MiWay

Request a quote

Send your details to uber@miway.co.za
OR phone us on 0860 64 64 64
OR sms “Uber” to 35675

As an Uber partner, you can choose comprehensive cover or alternatively choose the specific perils you would like to be covered for. Your options are:

  • Accidental and intentional damage
  • Theft and hi-jack
  • Damage to glass
  • Acts of nature which include hail, wind, storm, floods, earthquake and lightning
  • Fire and explosion
  • R5m Third party liability
  • R5m Passenger liability
  • R50,000 Personal Accident cover per passenger

The following additional benefits are automatically included:

  • Towing and recovery
  • Keys and remotes
  • Roadside assistance
  • Ctrack tracking device at a discounted price

You can add these optional products to your Uber insurance policy:

  • Vehicle loss of use which can be used to rent another vehicle while yours is: Damaged and being repaired, Damaged and not drivable, Stolen or hi-jacked
  • Credit shortfall
  • Deposit cover

OUTsurance

At OUTsurance, you always get something out. You’ll receive 10% of your paid premiums back in cash if you don’t claim for three years. And – because you’re an OUTsurance client, you automatically have access to free emergency Help@OUT roadside assistance, 24 hours a day, 365 days of the year.

With this being said, it’s during claims stage where we really get to show off. We’ll do our best to process your claim in record time so that you’ll be back on your feet as soon as possible. We also guarantee your car insurance premium for 12 months, even if you submit a claim. And – your excess remains fixed, irrespective of the claim amount.

Pricing

  • Your premium is guaranteed for 12 months.
  • Your premium is based on your individual risk profile (i.e. you do not subsidise high-risk clients).
  • Your premium typically depends on:
    -Whether you’ve had any previous claims
    -Your previous insurance history
    -Night-time storage and security of your vehicle ​​

Cover & Premiums

  • Full comprehensive cover includes:
    -Accidental & intentional damage cover
    -Theft and hijacking cover
    -Third party liability cover
    -Roadside assistance
    -SASRIA ​​
  • Ask for the available optional covers:
    -R5 million passenger liability cover
    -R50 000 personal accident cover per passenger

VUM Insurance

For more information:

Contact VUM directly on email at uber@vum.co.za, or call them on 0871351000.

Insurance designed to suit your business. Only pay for every kilometre you drive and have the premium deducted directly from your fares each week.

Pricing

  • Pricing based on a per km rate.
  • Initial base rate of 23c per kilometre, for vehicle value ranges between R190 000 and R210 000.
  • Where vehicles are not owner operated, a 30% increase will be applied.
  • Base rate is adjusted each month depending on driver behaviour and driver's uber rating. Rates adjusted to as low as 17c per km for low risk driver-partners.

Cover & Premiums

  • Premium per vehicle for full comprehensive cover, incl. passenger liability, personal accident cover (R50 000 per individual), SASRIA and roadside assistance. Premium to also include the cost of the Theft/Hijacking Recovery System, as well as the Telematics Fee.

Requirements

  • Fitment of a selected Ctrack device. To qualify for the pay as you drive option all those covered are required to fit this device. Those with existing devices will need to cancel and switch to Ctrack.

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