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Partner Protection Insurance with Allianz Partners

Uber launched Partner Protection on 1st June 2018, protecting eligible Driver and Delivery Partners from the financial cost of life-changing events with insurance. Now events like injury, sickness, or having a baby don’t have to come with all of the additional financial stress.

If you would like to make a claim for an On-Trip accident or for an Off-Trip life event, please use the online claims form located below.

Every trip is insured

Policies that help drivers
Our insurance policies work with your personal insurance coverage to protect you whenever you’re driving with Uber. Here’s how it works.

When you are covered

Important information

Starting from the launch date

Partner Protection cover started on 1st June 2018 with updated terms effective from 1st January 2022.

Coverage while Off-Trip

Off-Trip: Any time when you are not providing Transportation or Delivery Services using the Uber app.

Who is covered

Off-Trip: To be eligible you must be an active, independent Driver Partner (without employing other drivers) or Delivery Partner (see FAQ).

How it works

What this means for you

Insured for major costs

If you are one of the many eligible independent contractors who use an Uber app for flexible earnings opportunities, you are now automatically insured by Allianz Partners to protect you when you’re Off-Trip. Cover includes inconvenience compensation for injuries and severe sickness, and one-off payments for maternity/paternity and jury service (see coverage details).

Protected against lost income

We want to help you protect yourself from the risk of lost income due to some life events that happen while you’re not working, but still impact your ability to make money. Cover includes inconvenience compensation for injuries and severe sickness, and one-off payments for maternity/paternity and jury service (see coverage details).

How do I make a claim?

If you would like to make a claim for an Off-Trip life event, please use the online claims form located below.

Further documentation

Driver Partners

Full policy details and exclusions.

Frequently asked questions

  • Partner Protection provides cover for specific events that occur while a partner is Off-Trip.

    The key features are summarised below. For full details please read the Notice in the Further documentation section.

    Features of Cover relating to Events that happen Off-Trip:

    Severe Sickness & Injury Compensation: If you suffer a serious illness or injury at any time and you are medically certified by a doctor as unfit to work for over 7 days you will be eligible to receive a daily payment for up to 15 further days. (Please note, the first 7 days are not included, coverage starts from day 8.)

    Maternity / Paternity One-off payment: On the happy occasion of the arrival of a new child you will receive a one-off payment.

    Jury Service One-off payment: If you are required to attend on a Jury, you will receive a one off payment.

  • See the below section for specific information for your country.

  • Independent work provides flexible earning opportunities. We want to help you protect yourself from the risk of major costs or lost income — because life-changing events like injury, sickness, or having a baby shouldn’t have to come with additional financial stress. We are proud to be industry leaders with Allianz Partners in establishing stable flexibility for the gig economy.

  • Only independent/self-employed Uber partners are eligible for Partner Protection. For this program, a self-employed partner is one that uses the Uber app under a service contract that they entered into directly with Uber BV, Rasier Operations BV or Uber Portier BV, and is not an employee of a transport company such as a taxi or limousine fleet owner. Partners who are the principal of a business entity and the only individual employed by such entity to provide Transportation/Delivery Services may qualify.

    For full policy details and exclusions please visit the links in the Further Documentation section.

  • Partner protection is provided in EU countries where Uber operates Rides and/or Eats.

  • No, Partner Protection does not provide commercial motor insurance nor is it a substitute for your compulsory motor insurance. Please contact your insurer, broker, or agent should you have any questions regarding your motor insurance.

  • Off-Trip: Any time when you are not providing Transportation or Delivery Services using the Uber app.

    Off-Trip Covers only apply to “Active Uber Partners”. See eligibility requirements below.

  • There’s no need to sign up — all eligible independent partners are automatically protected by the insurance, at no cost to you.

    For eligible active partners, the program also provides additional income protections for specific life events that can occur at any time. For full policy details and exclusions please visit the link in the Further Documentation section.

  • Like most insurance policies, Partner Protection has some general and cover-specific exclusions. Please read the full policy details and exclusions on the links in the Further Documentation section. For example, every Partner is limited to making a maximum of two (2) claims for severe sickness & injury in any 12 month period and the first 7 days of each sickness & injury claim are not covered (cover starts from day 8 for up to 15 further days). No payment will be allocated if you have undertaken trips during the period mentioned in the doctor’s certificate.

  • You can file a claim using a simple online claims form located in the help section of the partner Uber app. After you submit your claim, you’ll receive a confirmation email with your claim number, claim adjuster’s contact information, and a list of additional documents you may need in order to process your claim.

  • Off-Trip: To be eligible for the benefits specified as having “Off-Trip” in the coverage table, you must be an “Active Uber Partner”, having completed 150 trips in the previous 8 weeks if you are Driver Partner, or 30 trips in the previous 8 weeks if you are a Delivery Partner.

    For Maternity Cover, if you are the natural mother of the child (and may need additional time off before the birth), we have extended the threshold to 6 months, in which you must have completed 300 trips if you are Driver Partner, or 60 trips in the previous 8 weeks if you are a Delivery Partner.

What are the limits of the cover?

  • CoverageCoverage PeriodSweden Limit
    Severe) Sickness & Injury Compensation(For sickness or injury leading to more than 7 consecutive days of inability to work)Off-TripPartner Drivers up to €975 (€65 per day for up to 15 days)
    Maternity / Paternity One-off PaymentOff-Trip€1,000 lump sum
    Jury Service One-off PaymentOff-Trip€500 lump sum

For UberX, UberBlack, UberXL and UberLUX

All UberX, UberBlack, UberXL and UberLUX rides are provided by commercially licensed and insured partners and drivers. Those transportation providers are covered by commercial insurance policies in accordance with local and state requirements.

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The information provided on this web page is intended for informational purposes only and may not be applicable in your country, region, or city. It is subject to change and may be updated without notice.

Note: some links to external sources provide information in local language.