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Passenger Personal Accident Insurance Program

Safety niyo ang priority namin

Lahat ng kailangan niyong malaman tungkol sa PAMI

Ano ang PAMI?

Ang Passenger Accident Management and Insurance Agency, Inc. (PAMI) ang nag-iisyu ng Passenger Personal Accident Insurance Program (PPAIP) para sa sa bawat sasakyang nasa Uber platform.

Kasama sa coverage nito ang lahat ng taong nasa loob ng sasakyan habang nasa trip: ang rider na pasakay, nakasay o pababa, at ang driver ng Uber-accredited na sasakyan.

Limitasyon ng coverage

Maximum Vehicle Capacity

Ang coverage ng policy ay limitado sa maximum capacity ng isang sasakyan, ayon sa batas.

Para sa sedan, ang maximum capacity ay hanggang 5 tao. Para sa AUV, hanggang 7 tao ang covered. Kasama na sa bilang na ito ang driver ng sasakyan.

Damage sa Sasakyan

Hindi covered ng PPAIP ang anumang pinsala sa sasakyan. Kaya mahalagang ang covered pa rin ang vehicle ng isang comprehensive insurance policy.

Do I have to pay for my insurance policy?

Uber partners are not asked to present cash upfront. The cost of your insurance policy will only be deducted from your earnings on the Uber platform.

Below are the corresponding charges for SEDANS and AUVs:

Vehicle TypeNo. of Heads CoveredTotal Premium
Sedan5₱1,479.00/yr
AUV7₱1,729.00/yr

Here is the breakdown of fees.

Vehicle TypeSedanAUV
Premium₱ 1,125.24₱1,369.85
Doc. Stamps*200.00200.00
Premium Tax22.5127.41
Local Gov't. Tax2.252.74
Stradcom Processing Fee99.0099.00
Certificate Tax*30.0030.00
Total Premium₱1,479.00₱1,729.00

*SEC 188. Stamp Tax on Certificates - On each certificate of damage or otherwise, and on every other certificate or document issued by any customs officer, marine surveyor, or other person acting as such, and on each certificate issued by a notary public, and on each certificate of any description required by law or by rules or regulations of a public office, or which is issued for the purpose of giving information, or establishing proof of a fact, and not otherwise specified herein, there shall be collected a documentary stamp tax of thirty pesos (P30.00)

*SEC 183. Stamp Tax on Life Insurance Policies. On all policies of insurance or other instruments by whatever name the same may be called, whereby any insurance shall be made or renewed upon any life or lives, there shall be collected a one-time documentary stamp tax at the following rates.

If the amount of insurance does not exceed P100,000Exempt
If the amount of insurance exceeds P100,000 but does not exceed P300,000₱20.00
If the amount of insurance exceeds P300,000 but does not exceed P500,000₱50.00
If the amount of insurance exceeds P500,000 but does not exceed P750,000₱100.00
If the amount of insurance exceeds P750,000 but does not exceed P1,000,000₱150.00
If the amount of insurance exceeds P1,000,000₱200.00

Paano mag-process ng PPAIP claim kung maaaksidente?

Kung kayo ay maaaksidente, gawin ang isa sa mga sumusunod:

  1. Tumawag sa UBER hotline sa (02) 231-3660 mula Monday-Friday, 9am-6pm.
  2. Mag-report gamit ang Help sa app.
  3. Pumunta sa t.uber.com/PHhelp at mag-submit ng report.

Important: Para sa mga claims sa loob ng Metro Manila, kailangan itong mai-file sa loob ng 15 araw. Ang claims naman sa labas ng Metro Manila ay dapat i-file sa loob ng 30 araw.

Kailangan mo ba ng tulong?

Pumunta sa PAMI Symposium

  • Schedule: 2:00 PM tuwing Monday, Wednesday at Friday
  • Address: Uber Greenlight Hub, The Square Mandaluyong, Shaw Blvd. cor. Sto. Cristo St. Greenfield District Mandaluyong City

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