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Every trip is insured

Policies that help drivers
Our insurance policies work with your personal insurance coverage to protect you whenever you’re driving with Uber. Here’s how it works.
Rideshare insurance

On trip

When you’re on a trip, your liability to third parties is covered by Uber’s $1 million insurance policy. It covers each and every incident that occurs between accepting a trip and reaching the rider’s destination.

$1M Liability
Our commercial insurance policy covers drivers’ liability to riders and takes precedence over any personal auto coverage.

$1M Uninsured/Underinsured Motorist Injury
If another motorist causes the accident but doesn’t have adequate insurance, this policy covers bodily injury of anyone in the rideshare vehicle.

Contingent Collision and Comprehensive¹
As long as a rideshare driver has personal collision or comprehensive insurance, this policy covers physical damage that occurs during a trip and is subject to a deductible.

Rideshare insurance

Between trips

Even when you haven’t yet accepted a trip, Uber provides a 3rd party liability policy that meets or exceeds the third party liability insurance requirements of every US state.

Liability (When Necessary)²

Covers bodily injury up to $50,000/individual/accident with a total of $100,000/accident and up to $25,000 for property damage.

Rideshare insurance


Drivers are required to maintain personal automobile insurance that meets state regulations where they want to drive.

Commercial coverage

For UberBLACK, UberSUV, and uberTAXI

All UberBLACK, UberSUV, and uberTAXI rides are provided by commercially licensed and insured partners and drivers. Those transportation providers are covered by commercial insurance policies in accordance with local and state requirements.