Uber maintains commercial automobile insurance that covers U.S. drivers that operate under the “Ridesharing” or “Transportation Network Company” (“TNC”) model through Uber’s TNC subsidiaries, Rasier LLC and its affiliates.(1) This coverage does not apply to drivers who are licensed livery or black car operators or taxis, which may also be requested through the Uber mobile application. Those livery partners maintain separate commercial automobile insurance pursuant to local law. Due to differences in local laws, we maintain separate policies for Ridesharing by state. These policies are only applicable to drivers of Rasier LLC (1) and its affiliates in the United States. The first page is for the policy covering the period of time from accepting a trip until the trip has ended and the rider(s) has exited the vehicle. The second page is for the policy covering the period of time from logging on to the Uber network until accepting a trip.
The certificates for physical damage coverage are included in the above links. 1. Except in California; Rasier LLC affiliates: Rasier LLC, Rasier-CA LLC, Rasier-DC LLC, Rasier-PA LLC, Rasier-MT (only in Montana), Rasier-NY (only in New York) and Hinter-NM LLC (only in New Mexico).